Finances FYI

We all know how important it is to save money, but it can be difficult. Bills pile up and the temptation to make new purchases gets in the way. But with a little planning, some effort, and some willpower, you can create a healthy savings account for a rainy day or for a big purchase.

Credit card debt is a common problem, and paying it off can be difficult. Consolidating that debt can help pay it off quicker and cheaper, but these mechanisms should be used with caution. Find out what pitfalls to avoid and the potential benefits of debt consolidation.

Identity theft is a rapidly rising crime in the U.S., with millions of Americans falling prey to it every year. But there are steps you can take to protect yourself and your finances. By keeping your information safe and being smart online, you can keep would-be identity thieves at bay.

From managing your personal finances to launching a business, credit plays a vital role in your ability to leverage, build, and grow.

Are you interested in starting a business or enhancing a business you already own? Not sure how to go about it, what it takes? During Black Business Month, JP Morgan Chase is emphasizing their commitment to help provide start-up and existing businesses with the resources that they need to succeed.

Phishing scams are becoming more common and sophisticated, and it can be hard to know how to spot them or what to do about them. But with a bit of education, you can be on the lookout for telltale signs of people trying to get your information and take steps to protect yourself. And if you fall prey to one of these attacks, there are steps you can take to fix it.

The weather is turning colder, but that doesn’t mean anyone wants to start paying the sky-high energy bills that come with heating a whole house. If you’re trying to cut down on some expenses and want to figure out how to lower your energy bill, take a look at these tips. You’ll save money, and it’s good for Mother Nature too.

It’s time to get back out there and start traveling again, but if you’re looking for a way to save some money on things like flights or hotels, you might want to consider a travel loyalty program. These tools can be very handy and save you money, but there are some basics to know before you get into one, as well as some potential risks to look out for.

Tuition, room, and board at four-year colleges averaged $21,370 a year for in-state public schools in 2019 and $48,510 for private colleges. And those costs could double or triple by the time your child is ready to enroll. So, parents should get started saving early. But how to start? Here are some tips.

In an effort to increase diversity and inclusion, JPMorgan Chase recently announced a five-year, $30 billion Path Forward commitment to help close the racial wealth gap in traditionally underserved Black and Latinx communities. The commitment comes on the heels of the company’s Small Business Forward initiative, which they launched in 2015.