Finances FYI

The weather is turning colder, but that doesn’t mean anyone wants to start paying the sky-high energy bills that come with heating a whole house. If you’re trying to cut down on some expenses and want to figure out how to lower your energy bill, take a look at these tips. You’ll save money, and it’s good for Mother Nature too.

It’s time to get back out there and start traveling again, but if you’re looking for a way to save some money on things like flights or hotels, you might want to consider a travel loyalty program. These tools can be very handy and save you money, but there are some basics to know before you get into one, as well as some potential risks to look out for.

Tuition, room, and board at four-year colleges averaged $21,370 a year for in-state public schools in 2019 and $48,510 for private colleges. And those costs could double or triple by the time your child is ready to enroll. So, parents should get started saving early. But how to start? Here are some tips.

In an effort to increase diversity and inclusion, JPMorgan Chase recently announced a five-year, $30 billion Path Forward commitment to help close the racial wealth gap in traditionally underserved Black and Latinx communities. The commitment comes on the heels of the company’s Small Business Forward initiative, which they launched in 2015.

One of the hardest things to budget for is unexpected and extra expenses. Follow these tips to improve your financial well-being and be ready for whatever life throws at you.

Protecting your money should be a top priority for every adult. Whether you need a place to keep your paycheck or are investing, it’s essential to make sure the institutions you’re trusting with your money are legitimate.

Insurance is an important investment for all adults looking to secure their financial well-being. Some products like car insurance are required to drive your vehicle legally. Other coverage options like health and home insurance can provide valuable peace of mind during emergencies.

When it comes to building generational wealth, David Kirtman, a banker at J.P. Morgan Private Bank in Seattle, says that it’s important to recognize that the pathway to building wealth is a marathon and not a sprint.

When an emergency strikes, money is often one of the major causes of stress and uncertainty. Help secure your financial well-being with this guide to establishing an emergency fund and always be ready for the unexpected.

Donating to charities is meaningful and fulfilling, but there are pitfalls to be aware of before contributing. Read these tips to spot scammers and make sure you always donate to reputable organizations.