Cutting spending and increasing savings is an admirable goal, especially during the holiday season when many of us are spending much more than normal. With some attention to your spending patterns and a concerted effort to pay attention to where your money goes, you can cut your spending every month and put that money toward a special purchase or in your savings account for a rainy day.
Ever dreamed of owning your own business? If so, you’re not alone. In fact, you’re among more than 60% of Americans with the same aspiration.
When was the last time you looked at your bank account balance? According to a survey, over 60% of Americans check their balance at least once a week. This habit, if practiced the right way, can put you on the path to achieving your financial goals.
We all know how important it is to save money, but it can be difficult. Bills pile up and the temptation to make new purchases gets in the way. But with a little planning, some effort, and some willpower, you can create a healthy savings account for a rainy day or for a big purchase.
Credit card debt is a common problem, and paying it off can be difficult. Consolidating that debt can help pay it off quicker and cheaper, but these mechanisms should be used with caution. Find out what pitfalls to avoid and the potential benefits of debt consolidation.
Identity theft is a rapidly rising crime in the U.S., with millions of Americans falling prey to it every year. But there are steps you can take to protect yourself and your finances. By keeping your information safe and being smart online, you can keep would-be identity thieves at bay.
From managing your personal finances to launching a business, credit plays a vital role in your ability to leverage, build, and grow.
Are you interested in starting a business or enhancing a business you already own? Not sure how to go about it, what it takes? During Black Business Month, JP Morgan Chase is emphasizing their commitment to help provide start-up and existing businesses with the resources that they need to succeed.
Phishing scams are becoming more common and sophisticated, and it can be hard to know how to spot them or what to do about them. But with a bit of education, you can be on the lookout for telltale signs of people trying to get your information and take steps to protect yourself. And if you fall prey to one of these attacks, there are steps you can take to fix it.
The weather is turning colder, but that doesn’t mean anyone wants to start paying the sky-high energy bills that come with heating a whole house. If you’re trying to cut down on some expenses and want to figure out how to lower your energy bill, take a look at these tips. You’ll save money, and it’s good for Mother Nature too.