Finances FYI

Cutting spending and increasing savings is an admirable goal, especially during the holiday season when many of us are spending much more than normal. With some attention to your spending patterns and a concerted effort to pay attention to where your money goes, you can cut your spending every month and put that money toward a special purchase or in your savings account for a rainy day.

Ever dreamed of owning your own business? If so, you’re not alone. In fact, you’re among more than 60% of Americans with the same aspiration.

Are you considering buying your first home, but unsure where to start?

By increasing your understanding of the language of finance, you’ll be better equipped to put your money to work and start reaching your financial goals.

So what can you do to protect yourself against auto theft? With a few simple steps, you can reduce your risk of falling prey to car thieves and hang on to your beloved ride.

It’s an expensive time of year, but with some planning and savvy use of credit card rewards, you can make the holidays a little easier on your wallet by earning rewards that mitigate all the spending.

While owning a home is generally regarded as a sound financial decision that allows you to build equity and diversify your investments, mortgage payments can be expensive, especially when considering the other expenses of homeownership.

By learning about the basics of estate planning and incorporating digital assets into your plans, you can effectively manage where your assets end up when you’re gone.

Typically, most people don’t stick to their resolutions for very long, but if homeownership is on your list this year, it doesn’t have to be a failed resolution for 2022.

Making the choice to sell is never easy, and selling can seem overwhelming at times with all of the paperwork, planning and negotiating.